We digitalize services for our customers through an
easier and affordable access

Entrepreneurs Club

We contribute to the development of small and medium enterprises (SMEs), which are one of the main directions of our economy, and properly assess the opportunities for business development.

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Mobile banking

We have invented mobile banking for an easy access to customer services. You can manage your account and finances, make payments, send money at your fingertips.

IBA Link

We have launched the IBA Link service, which performs the function of a virtual POS terminal. Every entrepreneur can set up their e-commerce system within a maximum of 2 days by joining this service.

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Distant Account

We have enabled our online services to be accessible remotely. Any legal entity or individual entrepreneur with the signature "ASAN" can use this opportunity.

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We help building an ecosystem of
innovative projects

Questions we get asked a lot…

Open Innovation is a concept and practice of businesses and organizations sourcing ideas and solutions from external sources as well as internal ones. Open innovation in banking relates innovation programs i.e. hackathons, incubation, acceleration but also to availability of product integration towards API services.
We have created our innovation center to support and nurture the digital transformation drive that has been undertaken at IBA. We are upscaling our web and mobile services through our digitalization program. The Innovation Center will pave the way to sourcing ideas and solutions externally and internally in improving the current digital services.
IBA Innovation Center is an innovation initiative that supports the Bank’s digital and online services through startups with new technology ideas, products, solutions or services. IBA Innovation Center is well aligned with the IBA’s strategy to expand SME and retail banking solutions by leveraging innovation and technology.
Our primary goal is to enable a leading and sustainable fintech ecosystem in Azerbaijan and its region. We aspire to foster innovation in financial services, enhancing digital platforms for SMEs and individuals, bringing up best talents towards programming languages, supporting entrepreneurs for their innovative ideas, and making the most out of the new technologies i.e. Artificial Intelligence, Distributed Ledger Technologies, automation and mobile services.
Hackathons, incubation, acceleration, corporate entrepreneurship, open banking and IBA Tech are the main programs under the Innovation Center. There are also community and capacity building activities that are organized and delivered within the same scope.
You can find more information about programs clicking to the following links:

Contact us

Have more questions?

29, Neftchi Gurban street, Sabayil district, Baku, Azerbaijan

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